The Donut Hole is Closing in 2020 The donut hole is closing in 2020. Many people think this means they will pay nothing for their medications if they reach the “donut hole”. Closing the donut hole should lower costs for many people but it will NOT remove all of your Read more…
DELAYING MEDICARE Many people are delaying Medicare now for various reasons. Maybe you are considering it because: you are still working and have coverage through your employer your spouse is still working and you have coverage through their employer If you are curious how to delay Medicare enrollment then this Read more…
DO YOU NEED TO ENROLL? The first question you need to ask is do you need to enroll in Medicare? Have you started receiving social security benefits yet? If you have then you will be enrolled automatically into Original Medicare. But if you haven’t started receiving social security benefits yet Read more…
PART A PREMIUM Part A for most people is premium free. As long as you or your spouse paid into Medicare for 40 quarters (10 years) then you will not have a premium for Medicare part A. It is possible to buy Part A if you did not pay into Read more…
Can a Medicare supplement insurance company deny me coverage? The answer is yes. It is possible to be denied for coverage when applying for a new Medicare supplement policy. But during certain times in your life you cannot be denied. So it depends. Let’s look at a few cases where Read more…