Health Savings Accounts and Medicare: Everything you need to know Health Savings Accounts have been growing in popularity over the past 20 years. But how do they impact your Medicare? Here’s the key things you need to know about Medicare and Health Savings Accounts. What is a Health Savings Account? Read more…
Original Medicare vs Medicare Advantage The good news is seniors today have more options than ever to choose their Medicare coverage. The bad news is seniors today have more options than ever to choose their Medicare coverage. Choosing between Original Medicare vs Medicare Advantage is your main decision when starting Read more…
2021 Medicare Costs & Premiums Changes to 2021 Medicare costs and premiums was just announced in early November. Medicare Part B The 2021 Medicare Part B premium is increasing from $144.60 per month in 2020 to $148.50 in 2021. The Medicare Part B deductible is a once per calendar year Read more…
Medicare Part B Excess Charges Did you just learn the term Medicare Part B excess charges? And now you’re wondering what it is? Well you aren’t alone. What are Medicare Part B Excess Charges? Providers like doctors and hospitals can choose to participate in Medicare or not. Providers who participate Read more…
1. Learn Medicare basics When does Medicare start? For most people, their Medicare coverage will start the 1st of the month that you turn 65. But if your birthday is on the 1st of the month, then your Medicare coverage will start 1 month before you turn 65. Here’s 2 Read more…
Do I really need Medicare drug coverage? Many people starting Medicare ask if they need a drug plan. It’s a common question for people that aren’t taking any prescriptions. Or they are only taking generic medications that cost very little to fill even without insurance. If this is you, you Read more…
Medicare.gov Medicare Plan Finder Tips Prescription medications can be a big cost for retirees. Medicare Plan Finder can be a helpful tool to compare prescription drug plans so you don’t overpay. But it can also be a really overwhelming experience if you don’t know what you’re doing. So you can Read more…
How to apply for Medicare Starting Medicare can be a very overwhelming time for most people. Trying to figure out how to apply for Medicare is the first of many confusing steps. But the good news is, we can make it much EASIER for you. Here’s the key things you Read more…
I have VA benefits, do I need Medicare? The decision is yours but the recommendation is clear. Yes, you do. In face, the VA says “We encourage you to sign up for Medicare as soon as you can.” A few reasons to sign up from the VA We don’t know Read more…
Medicare Cost Plans are very unique. They are almost like a hybrid between a Medicare supplement and a Medicare Advantage plan. Here are some of the key points you need to know about Medicare Cost Plans: Uses a network to get full benefits If you go to a non-network provider, Read more…