Creditable Prescription Coverage for People That Delayed Medicare What’s happening? This could be a big impact for people that have delayed Medicare because they still have coverage from their employer or their spouse’s employer. Previously, most of the plans met the Part D (prescription drug coverage) minimum requirements for creditable Read more…
The Inflation Reduction Act was signed into law in August 2022. There are some impacts to Medicare that start in 2023. Here’s a few key things to know: 2023 Adult vaccines will be covered by Medicare part D starting in 2023. 2 main impacts to this are Shingles and Tetanus Read more…
Patient Assistance Program There’s no such thing as an amazing Medicare prescription drug plan. Two main reasons for this are: The coverage gap which is also known as the donut hole There is not maximum out of pocket limit No maximum out of pocket limit Medicare drug plans use stages Read more…
Instructions for completing form: Please submit ONE form per person I will contact you within 2 weeks to verify your information and review your coverage This information will be sent directly to me and never shared Not affiliated with or endorsed by the government or Federal Medicare Program. I am Read more…
There is no such thing as an amazing Medicare drug plan. That’s the unfortunate truth. But there’s things we can do to help protect you from extreme costs when it comes to your prescription drug coverage. First, what are drug plans lacking? A maximum out of pocket for starters. No Read more…
Medicare Annual Enrollment Period New plans for 2021 will be released on October 1st. The Annual Enrollment Period is the time to make a change to your current Medicare plan. This period runs from Thursday, October 15th until Monday, December 7th. Changes made during this time will be effective January Read more…
Do I really need Medicare drug coverage? Many people starting Medicare ask if they need a drug plan. It’s a common question for people that aren’t taking any prescriptions. Or they are only taking generic medications that cost very little to fill even without insurance. If this is you, you Read more…
Medicare.gov Medicare Plan Finder Tips Prescription medications can be a big cost for retirees. Medicare Plan Finder can be a helpful tool to compare prescription drug plans so you don’t overpay. But it can also be a really overwhelming experience if you don’t know what you’re doing. So you can Read more…
7 Tips for Medicare Annual Enrollment Period (AEP) Everyone has their own priorities. But when it comes to Medicare, I believe that people should try to get the coverage they want at the lowest possible cost. Now this doesn’t mean buying the cheapest. Quality is important. After all, it’s your Read more…
Pre-Existing Conditions A pre-existing condition is a medical condition that started before a person’s health benefits went into effect. If you are on Medicare, you are probably concerned about pre-existing conditions. Because you have probably had some form of health treatment before. Maybe you even have some ongoing issues that Read more…