Medicare Advantage zero premium plan sound too good to be true?? Medicare Advantage plans can have a monthly premium of $0? Usually when something sounds too good to be true it is. But this might be the exception to the rule. Here’s why. Insurance companies that offer Medicare advantage plans Read more…
The premium you pay for your Medicare Part B coverage can vary based on income. Many people are surprised to hear this but it’s true. If your income is considered to be high, then you could pay an additional amount called IRMAA. Or if your income is considered to be Read more…
2020 Medicare Parts A and B Changes Every year Medicare can change their premiums as well as your co-insurance amounts for Original Medicare. Some years the changes are relatively small. Other years the changes are larger. 2020 has some of the largest increases we’ve seen in the past few years. Read more…
Who needs dental insurance? Most people I talk with have had dental insurance most of their life. In many cases, it was paid for by their employer. This made it much less expensive for them and probably not something you thought about before. But now you are on Medicare. And Read more…
Cancer Protection Plan What is a cancer protection plan? Do I need one if I already have insurance? Or Medicare? Let’s review what a cancer protection plan is and how it works. Then you can decide for yourself if it makes sense to apply for coverage. A cancer protection plan Read more…
Pre-Existing Conditions A pre-existing condition is a medical condition that started before a person’s health benefits went into effect. If you are on Medicare, you are probably concerned about pre-existing conditions. Because you have probably had some form of health treatment before. Maybe you even have some ongoing issues that Read more…