PART A PREMIUM Part A for most people is premium free. As long as you or your spouse paid into Medicare for 40 quarters (10 years) then you will not have a premium for Medicare part A. It is possible Read more…
Can a Medicare supplement insurance company deny me coverage? The answer is yes. It is possible to be denied for coverage when applying for a new Medicare supplement policy. But during certain times in your life you cannot be denied. Read more…
Have you been invited to a Medicare presentation at a library? Here is a 20 minute video version you can watch from the comfort of your own home. If you are turning 65 or new to Medicare then this is Read more…
A common question I hear is “When can I switch Medicare plans if I do want to make a change?” Unfortunately there isn’t an easy answer. Because different types of Medicare plans follow different types of rules the answer for Read more…
Medicare doesn’t cover everything It’s important to understand that Medicare doesn’t cover everything once you are eligible. I know it would be easier if it did. But there are gaps in coverage. Some of these gaps are small. Others leave Read more…
Do you need to enroll in Medicare? Have you started receiving Social Security benefits? If you have then you will automatically be enrolled into Original Medicare. You will receive your red, white, and blue Medicare card in the mail around Read more…
Prescription Drug Plans: What you need to know Original Medicare does not cover prescription drug plans. Seniors obviously needed a way to get prescriptions covered and Medicare Part D was created. Part D also goes by the names Prescription Drug Read more…
Wisconsin Medicare Supplement Plans 47 states offer the same style of Medicare supplement/Medigap plans. 3 states opted out of that style including Wisconsin. We chose to offer plans unlike every other state. Register here for an online seminar about Medicare Read more…
Popular Medicare Supplement Plans It’s important to note that these plans apply to most states but Wisconsin, Massachusetts, and Minnesota have exceptions. While there are 10 different Medicare supplement plan letters available to purchase, there really are just a few Read more…
How do I know if I am eligible for Medicare? Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis Read more…