DELAYING MEDICARE Many people are delaying Medicare now for various reasons. Maybe you are considering it because: you are still working and have coverage through your employer your spouse is still working and you have coverage through their employer If you are curious how to delay Medicare enrollment then this Read more…
DO YOU NEED TO ENROLL? The first question you need to ask is do you need to enroll in Medicare? Have you started receiving social security benefits yet? If you have then you will be enrolled automatically into Original Medicare. But if you haven’t started receiving social security benefits yet Read more…
PART A PREMIUM Part A for most people is premium free. As long as you or your spouse paid into Medicare for 40 quarters (10 years) then you will not have a premium for Medicare part A. It is possible to buy Part A if you did not pay into Read more…
Have you been invited to a Medicare presentation at a library? Here is a 20 minute video version you can watch from the comfort of your own home. If you are turning 65 or new to Medicare then this is a good place to start. Top 7 Mistakes when starting Read more…
A common question I hear is “When can I switch Medicare plans if I do want to make a change?” Unfortunately there isn’t an easy answer. Because different types of Medicare plans follow different types of rules the answer for you could be different than the answer for your neighbor. Read more…
Medicare doesn’t cover everything It’s important to understand that Medicare doesn’t cover everything once you are eligible. I know it would be easier if it did. But there are gaps in coverage. Some of these gaps are small. Others leave large holes that you are responsible for. There are 5 Read more…
Do you need to enroll in Medicare? Have you started receiving Social Security benefits? If you have then you will automatically be enrolled into Original Medicare. You will receive your red, white, and blue Medicare card in the mail around 3 months before you turn 65. If you haven’t started Read more…
How do I know if I am eligible for Medicare? Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). Medicare Premiums Part A – premium Read more…
I love my Medicare Supplement plan You have a Medicare supplement policy and love it right? Most seniors do. From the ease of the claims process to not having to worry about unexpected copays. No headaches about networks. I hear this every single day from seniors. Unfortunately too many seniors are Read more…
Why do I need a Medicare Supplement? Buying a Medicare supplement makes a lot of financial sense. And there’s a few key things you get with a Medicare supplement that is unique to any other health insurance you’ve ever had in your life. But first, let’s review why you may Read more…